CPT Institute Blogs

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Hearing Help from CPT Institute

How can CPT(Community and Professional Training)Institute help at your hearings as a nationwide non-profit trustee and 501(c)(3) charity? Whether you are setting up a Special Needs Trust (SNT), Pooled Special…

Benefits from parents work history for those born with a disability prior to age 22

Can you imagine a circumstance where your child born with a disability could get Medicare and additional income for life? Did you know that an individual born with a disability…

What Happens To My SSI and Medicaid Benefits If I Travel

If you travel outside the United States without taking proper precautions, you could lose your eligibility for Supplemental Security Income (SSI) and Medicaid POMS: SI 02301.225 you are ineligible if…

A SPEND DOWN: WHEN A SPECIAL NEEDS TRUST ISN’T THE BEST OPTION

To be eligible for Supplemental Security Income (SSI), Medicaid, or In-home support services (IHSS), you cannot have assets in your name that are valued at more than $2,0001. If you…

Social Security Administration’s View on Automobiles/Vehicles

There are some items the Social Security Administration (SSA) considers exempt resources/assets. You are probably wondering, “What does that mean.” Such items are not counted against the $2,000 asset limit…

CPT is No Longer Charging Additional Annual Administration Fees for MSA’s

Great news, we no longer charge additional annual administration fees for MSA’s held in our Special Needs Trusts. www.cptinstitute.org MSA funds are a countable resource for Supplemental Security Income (SSI) purposes. We are…

Featured Resources

What is a Special Needs Trust? [The Complete Guide]

Special Needs Trusts April 10, 2023 What they are and how they can help you In order to qualify for government benefits like SSI and/or Medicaid as a result of…

Medicaid’s Underestimated Value to Medicare Recipients

By Cameron Lindahl, M.S., Director of AdvocacyCPT Institute, A 501(c)(3) Tax-Exempt Charity Despite the similar terminology, Medicare and Medicaid are NOT the same regarding coverage or eligibility rules. The individuals…

HOW THE 2018 POMS UPDATE AFFECTS TRUST BENEFICIARIES

How the 2018 POMS Update Affects Trust Beneficiaries By Cameron Lindahl, M.S. and David Lillesand, J.D The Social Security Administration (SSA) released amendments to the Program Operations Manual System (POMS)…

DEEMING: HOW AN INDIVIDUAL’S INCOME & ASSETS AFFECT ANOTHER’S ELIGIBILITY FOR SUPPLEMENTAL SECURITY INCOME (SSI)

Deeming: How an Individual’s Income & Assets Affect Another’s Eligibility for Supplemental Security Income (SSI) By: Cameron Lindahl, M.S. & Sara Toor, M.A.Revised March 2018 What is Deeming and Why…

WHAT IS THE DEFICIT REDUCTION ACT?

What is the Deficit Reduction Act? By Sara Toor M.A. & Cameron Lindahl M.S. The Deficit Reduction Act of 2005, also known as DRA, is a Federal law that grants…

PAYING DEBT WITH A SPECIAL NEEDS TRUST

Paying Debt with a Special Needs Trust Sara Toor, M.A. & Cameron Lindahl, M.S. A Special Needs Trust (SNT) can pay past debt incurred by beneficiaries. This includes credit card…

DOES THE APPLICANT NEED A SPECIAL NEEDS TRUST?

If a client is NOT totally and permanently disabledAll California residents who make less than 138% of the FPL (Federal Poverty Level) and are NOT totally and permanently disabled qualify for expanded MediCal.…

WHAT CAN YOU PAY FOR WITH MY SPECIAL NEEDS TRUST?

Now that I know I need a Special Needs Trusts, the question is: What can I pay for with my trust? How and what you can purchase from your Special Needs…

WELCOME TO CPT'S BLOG!

HELLO!Welcome to CPT’s blog post section. Here you will find the latest and most up to date information regarding special needs trusts, government benefits, and answers to popular questions regarding…