Transparent Pricing For Services

Know all your fees upfront, be fully informed, and avoid surprises

Have you noticed that very few trustees and administrators publish their fees? It’s because they have hidden fees and information that will surprise you down the road. At CPT Institute, we stay transparent so you’re fully informed about our services and prices.

How Much Are You Funding Your Trust?

Comparing CPT Institute Versus Other National Pooled Trust Providers

In 5 Years With CPT Institute, You can Save:
$ 4, 545
How Much More the Competition Charges: 34%
See The Details

Calculations based on publicly available fee schedules from other national pooled trust providers. Their hidden fees from these providers may not be included in the calculation.

CPT Institute's Transparent Fees Save You Substantial Money Over Time

Trust Funding Amount$250,000
Spending Amount - Year 120%
Spending Amount - Years 2+10%
Total Assets in Trust
Starting Value$250,000
Year 1$200,000
Year 2$180,000
Year 3$162,000
Year 4$145,800
Year 5$131,220
Fixed CostsCPT InstituteThe Competition
Trust Set Up Fee$2,000$500
Assets Under Management (AUM) Fee1%2%
Annual Trustee Fee$600Included in AUM Fee
Annual Tax Preparation$29$200
Additional Fees$0$100
Year 1: Fee Comparison (Total)CPT InstituteThe CompetitionWith CPT Institute, You Save
Trust Set Up Fee$2,000$500
Annual Trustee Fee$600
Annual Tax Preparation$29$200
Assets Under Management (AUM) Fee$2,000$4,000
Total Cost$4,629$4,700$71
AUM Fee ComparisonCPT InstituteThe CompetitionWith CPT Institute, You Save
Year 2$1,800$3,600$1,800
Year 3$1,620$3,240$1,620
Year 4$1,458$2,916$1,458
Year 5$1,312$2,624$1,312
Fixed Fees ComparisonCPT InstituteThe CompetitionWith CPT Institute, You Save
Year 2$629$200-$429
Year 3$629$200-$429
Year 4$629$200-$429
Year 5$629$200-$429
Putting it All TogetherCPT InstituteThe CompetitionWith CPT Institute, You Save
Year 1$4,629$4,700$71
Year 2$2,429$3,800$1,371
Year 3$2,249$3,440$1,191
Year 4$2,087$3,116$1,029
Year 5$1,941$2,824$883
Total Cost$13,335$17,880$4,545
CPT Institute Savings Over 5 Years$4,545
How Much More The Competition Charges34%
Disclaimer: The competition is a representative sample of pricing from other firms. It does not represent one specific firm, and pricing structures by firm may vary. The assumptions are for information purposes only.

​​1. Trust Setup

All Trust Setup starts at $1000.00 and this is a one-time fee.
Prices vary based on the complexity of the client's case.

2. Trustee Pricing

$100 per month

$150 per hour for court-supervised cases.

​NO CONSULTATION FEES - NO PER CHECK FEES

3. Investment Management Fee -
True Link Financial Advisors, LLC

1% of Assets Under Management (AUM)*

​NO PROPRIETARY INVESTMENTS. NO FRONT-END LOAD OR TRAILER FEES

*The investment management fee is negotiable for seed amounts over $500,000. Fees are charged quarterly, based on the average daily balance of the account under management for the ending quarter. Mutual funds, money market funds, and exchange-traded funds (ETFs) also charge internal management fees, which are disclosed in the fund's prospectus and deducted from the net asset value of the funds. Any additional investment or custodial fees will be disclosed in advance.

4. Additional Fees

$35.00 Expedited mailing fee on Disbursement Request requested by Trust Beneficiaries and their Advocates
$30.00  Yearly tax preparation for California PSNT Trust Beneficiaries
$10.00 a Month If the Trust Beneficiary obtains a True Link Visa Card this is charged by True Link Financial
$75.00 an hour Extraordinary one-on-one dedicated Trust Administrator time. Historically, this has been applied to less than 1% of our clients.
*Mutual funds, money market funds, and exchange-traded funds (ETFs) also charge internal management fees, which are disclosed in the fund's prospectus and deducted from the net asset value of the funds.

Any additional investment or custodial fees will be disclosed in advance.

Schedule a Consultation

CPT Institute is Available Nationwide

Our Purpose: We protect the seriously injured & at risk. Free case consultations for the legal community to settle cases without jeopardizing government benefit eligibility. We are a national tax-exempt non-profit trustee.

Consultation

Involving the client. Understand how the trust operates and create a plan of action to achieve it. Spanish Translator is available.

Why Choose CPT

  • People First: our no-cost consultations are always unbiased as a part of our tax-exemption as a 501(c)(3) charity.
  • Flexible Funding Strategies: no minimum funding amount and Structured Settlements welcomed.
  • Instant Trust Set-Up: if scheduled at least 24 hours in advance, trust can be established within 1 business day.
  • Competitive Flat-Rate Pricing: with price matching designed to keep costs low to preserve client’s funds, and eliminate any conflicts of interest.
  • Open Communication: online access to account, mobile app, regular statements, and email/text status notifications.
  • Immediate Access: secured VISA cards provide clients with the autonomy they desire.
  • Experienced Trustee: we have served over 10,000 clients since 1994 and operate in 48/50 states (excluding CT & NM).
  • Free Training and Resources: Aligned with our tax-exemption, free training and resources is available on various topics related to the community of those living with disabilities.
  • Partnerships with Industry Leaders: we work well with everyone including MSA administrators.
CPT Open States-min

CPT Institute - West Coast

CPT Institute - West Coast
​310 S. Twin Oaks Valley Road #107-174
San Marcos, CA 92078-4387
877.695.6444
M - F: 9 AM - 5 PM EST/PST​​

If you have a question, a comment, or simply want to have a conversation and explore how we can help, we’d love to hear from you.