Those living with disabilities who are no longer able to earn a living. We are here for you.

Welcome

We’re excited to work with you while we protect your government benefit eligibility. Having helped clients across the nation build and safeguard government benefit, we are ready to walk you through this process confidently. You will learn how to maximize your funds with the CPT Insitute team, how you use your trust, and stay updated.

Why Choose CPT?

Why Choose CPT?

  • A 501( C)(3) Charity & Non-Profit Trustee since 1994
  • Non-profit Trustee for your Individual Special Needs Trusts or;
  • Use our Pooled Special Needs Trust in 48/50 States
  • No-Cost One-on-One Training – Please book here
  • No-Cost Consultation – Please book here
  • No-Minimum Funding

How Can We Work Together

Our consultations are always unbiased and no cost as a part of our tax-exemption as a 501(c)(3) charity. Learn how to plan for the future and/or maintain eligibility for important government benefits. At this time, your designated CPT Representative who will be assisting you along your journey with CPT Institute will introduce themselves. After booking you will receive emails and notification on how to confirm your consultation.

 

Confirmation Video Consultation Video

Solutions

A brief comparison of all the programs offered by CPT

First-Party Special Needs Trust (SNT)

Used to preserve eligibility for means-tested benefits such as Medicaid and/or Supplemental Security Income.

Preserves eligibility for individuals utilizing a Medicare Set-Aside (a countable asset for means-tested benefits).

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Third-Party Special Needs Trust

Funds given to the recipient of means-tested benefits (such as Medicaid and/or Supplemental Security Income) from a third-party to preserve eligibility.

Typically an inheritance.

Medicaid does not have a right to recover on funds at time of trust termination.

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Settlement Management Trust (SMT)

Used to protect from misappropriation and/or when the client will have an anticipated need for means-tested benefits in (such as Medicaid and Supplemental Security Income) in the future.

Has trigger powers to transfer into a Special Needs Trust to protect eligibility at any time.

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Minors Settlement Trust (CA only)

Used when a minor needs access to settlement funds prior to age of majority and does not need to preserve eligibility for means-tested benefits (such as Medicaid and/or Supplemental Security Income).

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Spend Down

Typically used for small settlements when the client needs to preserve eligibility for needs-based benefits.

Will provide a client with everything they need to know to complete this economic solution.

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Pricing

Have you noticed that very few trustees and administrators publish their fees? It’s because they have hidden fees and information that will surprise you down the road. At CPT Institute, we stay transparent so you’re fully informed about our services and prices.

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Resource Library

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Testimonials

“CPT Institute is the nation's leading national charity providing Special Needs Trusts, Settlement Management Trusts and Minors Trusts. I trust them to manage all of my clients who need a low cost non-profit trustee.”

Kevin Urbatsch

National Director of the ​Academy of Special Needs Planners

Frequently Asked Questions

Pricing

Have you noticed that very few trustees and administrators publish their fees? It’s because they have hidden fees and information that will surprise you down the road. At CPT Institute, we stay transparent so you’re fully informed about our services and prices.

Learn More

Funding

Instructions to fund your trust and Medicare set-aside account.

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Submit a Question or a Case