CPT Institute: Proudly Selected as the Preferred Partner for The Center’s Special Needs Trust Administration
With a foundation built on transparency and integrity, CPT Institute is honored to be entrusted with this vital role. We are committed to guiding and supporting beneficiaries with care, compassion, and expertise—ensuring every step forward is made with trust and confidence. Contact us for more information on how we can help.
How Can CPT Institute Help You?
CPT Institute is a national 501(c)(3) non-profit charity and trustee dedicated to preserving government benefit eligibility for individuals who are injured or at-risk. Our mission is to provide education and training to both the public and the legal community to ensure these benefits are protected.
We specialize in Pooled Special Needs Trusts (PSNT) and offer state-approved PSNT services in 48 out of 50 states and Puerto Rico.
Our trust programs feature a straightforward monthly flat-rate cost, and we do not share our fees with any other organizations, ensuring transparency and affordability.
Why Choose CPT Institute
For over 25 years, CPT Institute has helped preserve government benefits for the injured and at risk. We've served over 10,000 clients across 48 states and Puerto Rico with one of the lowest cost national trust programs available in America.
Our Services
First-Party Special Needs Trust (SNT)
Used to preserve eligibility for means-tested benefits such as Medicaid and/or Supplemental Security Income.
Preserves eligibility for individuals utilizing a Medicare Set-Aside (a countable asset for means-tested benefits).
Third-Party Special Needs Trust
Funds given to the recipient of means-tested benefits (such as Medicaid and/or Supplemental Security Income) from a third-party to preserve eligibility.
Typically an inheritance.
Medicaid does not have a right to recover on funds at time of trust termination.
Settlement Management Trust (SMT)
Used to protect from misappropriation and/or when the client will have an anticipated need for means-tested benefits in (such as Medicaid and Supplemental Security Income) in the future.
Has trigger powers to transfer into a Special Needs Trust to protect eligibility at any time.
Minors Settlement Trust (CA only)
Used when a minor needs access to settlement funds prior to age of majority and does not need to preserve eligibility for means-tested benefits (such as Medicaid and/or Supplemental Security Income).
Spend Down
Typically used for small settlements when the client needs to preserve eligibility for needs-based benefits.
Will provide a client with everything they need to know to complete this economic solution.
Pooled Income Trusts
For many, spending down their surplus income each month to qualify for Medicaid isn’t feasible. Rather than reducing their income, they can use a pooled income trust to deposit excess funds.
By joining a pooled income trust, individuals with disabilities can set aside their surplus income, meet Medicaid eligibility, and retain access to these funds to cover their expenses.