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What is a Special Needs Trust? [The Complete Guide]

What is a Special Needs Trust? [The Complete Guide] A special needs trust is a document you create to provide for a beneficiary who has a disability, chronic illness, or…

Medicaid’s Underestimated Value to Medicare Recipients

By Cameron Lindahl, M.S., Director of AdvocacyCPT Institute, A 501(c)(3) Tax-Exempt Charity Despite the similar terminology, Medicare and Medicaid are NOT the same regarding coverage or eligibility rules. The individuals…

HOW THE 2018 POMS UPDATE AFFECTS TRUST BENEFICIARIES

How the 2018 POMS Update Affects Trust Beneficiaries By Cameron Lindahl, M.S. and David Lillesand, J.D The Social Security Administration (SSA) released amendments to the Program Operations Manual System (POMS)…

DEEMING: HOW AN INDIVIDUAL’S INCOME & ASSETS AFFECT ANOTHER’S ELIGIBILITY FOR SUPPLEMENTAL SECURITY INCOME (SSI)

Deeming: How an Individual’s Income & Assets Affect Another’s Eligibility for Supplemental Security Income (SSI) By: Cameron Lindahl, M.S. & Sara Toor, M.A.Revised March 2018 What is Deeming and Why…

WHAT IS THE DEFICIT REDUCTION ACT?

What is the Deficit Reduction Act? By Sara Toor M.A. & Cameron Lindahl M.S. The Deficit Reduction Act of 2005, also known as DRA, is a Federal law that grants…

PAYING DEBT WITH A SPECIAL NEEDS TRUST

Paying Debt with a Special Needs Trust Sara Toor, M.A. & Cameron Lindahl, M.S. ​ A Special Needs Trust (SNT) can pay past debt incurred by beneficiaries. This includes credit card…

More Resources

Evaluating the Rising Number of Pooled Trust Programs

By William Lindahl, MBA, CLPFExecutive Director at CPT Institute Pooled Special Needs Trusts (PSNT’s) were codified over 25 years ago when the Omnibus Budget Reconciliation Act (OBRA) was signed into…

“Mind the gap” in government benefits caused by a settlement

Cameron Lindahl, Director of Advocacy at CPT Institute, recently published an article in the Consumer Attorneys of California (CAOC) Forum Magazine. The article discussed solutions available to applicant attorneys as…

A SPEND DOWN: WHEN A SPECIAL NEEDS TRUST ISN’T THE BEST OPTION

A Spend Down: When a Special Needs Trust Isn’t the Best Option Cameron Lindahl, M.S. & Sara Toor, M.A. What is a Spend Down?​For an individual receiving Supplemental Security Income…

What Happens to my Supplemental Security Income (SSI) and Medicaid Benefits if I Travel?

Without providing proper notice, recipients of SSI may terminate eligibility if he/she decides to travel.  This includes taking trips within and outside of the United States.  POMS SI 00501.410 states “an individual…

SPECIAL NEEDS TRUSTS: PROTECTION FOR YOU AND YOUR FAMILY, FUNDING FOR YOUR FUTURE

The following article addresses the advantages of utilizing a Special Needs Trust and a structured settlement annuity.  This article also addresses the advantages of utilizing these services with CPT Institute…

SPECIAL NEEDS TRUSTS: PROTECTION FOR YOU AND YOUR FAMILY, FUNDING FOR YOUR FUTURE

SPECIAL NEEDS TRUSTS: PROTECTION FOR YOU AND YOUR FAMILY, FUNDING FOR YOUR FUTURE By: Ken Paradis, CEO (Chronovo) and Cameron Lindahl, Trust Officer (CPT Institute) The following article addresses the advantages…

WHAT HAPPENS TO MY SUPPLEMENTAL SECURITY INCOME (SSI) AND MEDICAID BENEFITS IF I TRAVEL?

What Happens to my Supplemental Security Income (SSI) and Medicaid Benefits if I Travel? By Cameron Lindahl M.S. and Sara Toor M.A. Without providing proper notice, recipients of SSI may…

STUDENT FINANCIAL AID AND ITS IMPACT ON SUPPLEMENTAL SECURITY INCOME (SSI)

Student Financial Aid and its Impact on Supplemental Security Income (SSI) By Sara Toor M.A. and Cameron Lindahl M.S.  ​Did you know that an individual who is at least 18…

WHAT ARE CPT INSTITUTE'S RESPONSIBILITIES AS TRUSTEE?

What are CPT Institute’s Responsibilities as Trustee? By Cameron Lindahl M.S. and Sara Toor M.A Before addressing this topic, it is important to note that books have been dedicated to…