For over 25 years, we served over 10,000 clients across 48 states as one of the lowest cost national non-profit trustee.

Why Choose CPT

The nation's most advanced Special Needs Trust company, known for our transparent flat fees, cutting-edge technology, and a strong commitment to compliance.

As a 501(c)(3) nonprofit trustee, CPT Institute is dedicated to preserving government benefit eligibility for the injured and at-risk. Our primary mission is to educate the public and legal community by offering no-cost consultations and training. We are the nation's leading low-cost provider of Pooled Special Needs Trusts, Settlement Management Trusts, and Minor Trusts.

At CPT Institute, we understand how overwhelming it can be to plan for the future, especially when facing injury or uncertainty. That's why we offer the education and services needed to help you feel confident and reassured when creating your trust. We take the stress and burden off your shoulders so you can focus on living your best life.

To receive no-cost education, resources, and training updates, please join our newsletter. For content recommendations, send an email to join@cptcharity.org.

img-how-we-serve

Who We Serve

CPT Institute has helped thousands of people to preserve & protect their current and future eligibility for government benefits like Medicaid and/or Supplemental Security Income (SSI) and Inhome Support Services (IHSS).

We serve those living with injury or disability that can no longer earn a living. We also help create trusts to protect government benefits and provide protection from misappropriation of funds.

NON-PROFIT

Who We Serve

Core Values

We take pride in upholding our core values while offering some of the lowest-cost trust options and no-cost education services to help anyone protect those at risk. Here are just a few reasons why people choose to work with us:

Helping Others

We deeply believe in the transformative power of helping others. This principle is the cornerstone of our ethos, driving every action and decision to foster an exceptionally supportive and compassionate environment.

  • Collaboration & Teamwork: Work together with colleagues to support each other and achieve common goals.
  • Empathy & Respect: Understand and value the needs of customers and coworkers, treating everyone with kindness and dignity.
  • Accountability & Integrity: Take responsibility for actions, follow through on commitments, and maintain transparency in all interactions.

Integrity

We uphold the highest standards of integrity, ensuring our actions are always marked by honesty and transparency.

  • Respect for Others: Approach every interaction with deep respect, valuing every individual's unique worth and dignity.
  • Ethical Decision-Making: Make decisions anchored in a strong ethical framework, ensuring clarity and purpose in all actions.
  • Impact Awareness: Thoughtfully consider the impact of our actions on others, reflecting a steadfast commitment to integrity and respect.

Empowerment

Driven by a hunger for growth and a relentless pursuit of knowledge, we believe in the limitless potential of every individual.
  • Growth Mindset: Foster continuous improvement and personal development, encouraging lifelong learning and innovation.
  • Opportunity for Success: Provide resources and opportunities that enable everyone to thrive and reach their potential.
  • Creative Empowerment: Encourage creative thinking, boundary-pushing, and collaboration to drive progress and industry leadership.

What are CPT Institute’s Commitments?

  • People First: our no-cost consultations & education are a key part of our tax-exemption as a 501( C)(3) charity.
  • Flexible Funding Strategies: no minimum funding amount, flat monthly costs.
  • Instant Trust Set-Up: if scheduled at least 24 hours in advance, trust can be established in 1 business day.
  • Competitive Flat-Rate Pricing: designed to keep costs low to help you make the most of your funds.
  • Open Communication: online access to account, mobile app, regular statements, and email/text status notifications.
  • Immediate Access: Truelink reloadable VISA Cards provide client with the autonomy they desire.
  • Experienced Trustee: we have served over 10,000 clients since 1994 and operate 48/50 states (excluding NM & CT) and Puerto Rico.
  • No-Cost Training and Resources: Aligned with our tax-exemption, free training and resources available on various topics to protect those at risk and no longer able to earn a living.
  • Partnerships with Industry Leaders: we work well with everyone including MSA administrators.