Understanding the Childhood Disability Benefit (CDB): A Guide for Families

By Developer | March 13, 2024

Navigating the world of social security benefits can be complex, especially when it comes to understanding entitlements for children with disabilities. The Childhood Disability Benefit (CDB) is a crucial program that supports young individuals whose disability began before the age of 22. Here’s what families need to know about CDB and how it can help.…

Read More

Asset Limit Test Update

By Will Lindahl | January 25, 2024

In this blog, I will discuss some of the implications associated with the passage of Assembly Bill (AB) 133, effective January 1, 2024, more specifically, the removal of the Asset Test for Non-MAGI Medi-Cal recipients in California. Before discussing the impact of these changes on how you work with your client, remember that this only applies…

Read More

What is a Special Needs Trust? [The Complete Guide]

By Cameron Lindahl MEd | April 10, 2023

Special Needs Trusts April 10, 2023 What they are and how they can help you In order to qualify for government benefits like SSI and/or Medicaid as a result of having a disability that prevents you from being able to work, there are specific income limit rules (depending on what state you live to qualify…

Read More

What Happens To My SSI and Medicaid Benefits If I Travel

By cptinstitute | April 5, 2023

If you travel outside the United States without taking proper precautions, you could lose your eligibility for Supplemental Security Income (SSI) and Medicaid POMS: SI 02301.225 you are ineligible if you are out of the country for a full calendar month or 30 consecutive days. Once you lose benefits, you can get reinstated, but you…

Read More

A SPEND DOWN: WHEN A SPECIAL NEEDS TRUST ISN’T THE BEST OPTION

By cptinstitute | April 1, 2023

To be eligible for Supplemental Security Income (SSI), Medicaid, or In-home support services (IHSS), you cannot have assets in your name that are valued at more than $2,0001. If you have assets that exceed this limit, more than $2,000 dollars in most states, you may need a Special Needs Trust to protect ongoing eligibility for…

Read More

CPT is No Longer Charging Additional Annual Administration Fees for MSA’s

By cptinstitute | March 2, 2023

Great news, we no longer charge additional annual administration fees for MSA’s held in our Special Needs Trusts.  www.cptinstitute.org  MSA funds are a countable resource for Supplemental Security Income (SSI) purposes. We are excited to offer a MSA Special Needs Trust without ongoing trustee fees. Just pay a one-time setup fee of $3,000 and no further fees shall…

Read More

CPT Institute Quick Reference Guide

By Developer | February 28, 2023

How to determine my, my family member’s or client’s government benefits? First, what is the difference between the types of Government benefits according to Social Security Administration (SSA)? Social Security Disability Insurance (SSDI) Is a federal program that provides monthly payments to disabled individuals with sufficient work history credits.  Your monthly benefit amount is NOT…

Read More