Posts by Will Lindahl
OBRA Pooled Trust Offered Exclusively by CPT Institute: A New Chapter in California Special Needs Planning
By: William Lindahl, Executive Director Special needs planning is a critical endeavor for individuals with disabilities, designed to ensure their financial security and access to essential care. With the upcoming changes in California’s Medi-Cal program, including the removal of the asset test effective January 1, 2024, there has been a noteworthy transformation in special needs…
Read MoreAsset Limit Test Update
In this blog, I will discuss some of the implications associated with the passage of Assembly Bill (AB) 133, effective January 1, 2024, more specifically, the removal of the Asset Test for Non-MAGI Medi-Cal recipients in California. Before discussing the impact of these changes on how you work with your client, remember that this only applies…
Read MoreSupplemental Security Income (SSI) Basics
What is Supplemental Security Income Supplemental Security Income (SSI) provides monthly payments to people with disabilities and older adults with little or no income or resources. Eligibility To be eligible for SSI, an individual must be disabled and poor. There is a “Resource Test” – measured only once each month and an “Income Test” –…
Read MoreMedicare Refresher
As a refresher, traditional Medicare comes in four parts. Part A for hospital benefits (free). Part B pays for your doctors; the monthly premium costs $164, subtracted from their SSDI, DAC, or RIB check. Part C is commonly referred to as Medicare Advantage Plans (they replace parts A and B) but adds vision and dental.…
Read MoreCan my Adult Disabled Child Get SSDI?
Yes, if either parent has worked sufficient work quarters and either parent is collecting Social Security Disability Insurance (SSDI) or Social Security Retirement. The now adult disabled child can collect SSDI based on either parent’s work history. While living, the adult child will be eligible to receive fifty percent of the parent with the highest…
Read MoreHearing Help from CPT Institute
How can CPT(Community and Professional Training)Institute help at your hearings as a nationwide non-profit trustee and 501(c)(3) charity? Whether you are setting up a Special Needs Trust (SNT), Pooled Special Needs Trust (PSNT), Minors Trust, or a Settlement Management Trust (SMT), having a member of our team at your hearing will help prevent a continuance.…
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