Evaluating the Rising Number of Pooled Trust Programs

By William Lindahl, MBA, CLPFExecutive Director at CPT Institute Pooled Special Needs Trusts (PSNT’s) were codified over 25 years ago when the Omnibus Budget Reconciliation Act (OBRA) was signed into law in 1993. So much has changed since then.  Many PSNT providers have been able to develop a sophisticated and robust infrastructure that allows them…

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Medicaid’s Underestimated Value to Medicare Recipients

By Cameron Lindahl, M.S., Director of AdvocacyCPT Institute, A 501(c)(3) Tax-Exempt Charity Despite the similar terminology, Medicare and Medicaid are NOT the same regarding coverage or eligibility rules. The individuals affected the worst by this misconception have an anticipated need for long-term care services. Only Medicaid covers these services, including skilled nursing facilities (i.e., nursing…

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“Mind the gap” in government benefits caused by a settlement

Cameron Lindahl, Director of Advocacy at CPT Institute, recently published an article in the Consumer Attorneys of California (CAOC) Forum Magazine. The article discussed solutions available to applicant attorneys as well as policy changes affecting claims of injured persons.The purpose of the article is to help encourage applicant attorneys who work countless hours fighting for a settlement to “mind the…

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A SPEND DOWN: WHEN A SPECIAL NEEDS TRUST ISN’T THE BEST OPTION

To be eligible for Supplemental Security Income (SSI), Medicaid, or In-home support services (IHSS), you cannot have assets in your name that are valued at more than $2,0001. If you have assets that exceed this limit, more than $2,000 dollars in most states, you may need a Special Needs Trust to protect ongoing eligibility for…

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What Happens To My SSI and Medicaid Benefits If I Travel

If you travel outside the United States without taking proper precautions, you could lose your eligibility for Supplemental Security Income (SSI) and Medicaid POMS: SI 02301.225 you are ineligible if you are out of the country for a full calendar month or 30 consecutive days. Once you lose benefits, you can get reinstated, but you…

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SPECIAL NEEDS TRUSTS: PROTECTION FOR YOU AND YOUR FAMILY, FUNDING FOR YOUR FUTURE

SPECIAL NEEDS TRUSTS: PROTECTION FOR YOU AND YOUR FAMILY, FUNDING FOR YOUR FUTURE By: Ken Paradis, CEO (Chronovo) and Cameron Lindahl, Trust Officer (CPT Institute) The following article addresses the advantages of utilizing a Special Needs Trust and a structured settlement annuity.  This article also addresses the advantages of utilizing these services with CPT Institute and…

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HOW THE 2018 POMS UPDATE AFFECTS TRUST BENEFICIARIES

How the 2018 POMS Update Affects Trust Beneficiaries By Cameron Lindahl, M.S. and David Lillesand, J.D The Social Security Administration (SSA) released amendments to the Program Operations Manual System (POMS) this year and changed many of the ways recipients of Supplemental Security Income (SSI), and in some cases Medicaid, can utilize their Special Needs Trusts…

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STUDENT FINANCIAL AID AND ITS IMPACT ON SUPPLEMENTAL SECURITY INCOME (SSI)

Student Financial Aid and its Impact on Supplemental Security Income (SSI) By Sara Toor M.A. and Cameron Lindahl M.S.  ​Did you know that an individual who is at least 18 years old and receives Supplemental Security Income (SSI) due to a disability can attend school and continue to receive SSI benefits as a student? This…

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