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When qualifying and establishing an appropriate Special Needs Trust there are certain words or verbiage that may seem a bit confusing or unclear. To lessen the confusion and increase a better understanding of specific terms we have created a list of relevant terms with appropriate definitions related to the Pooled Special Needs Trusts.Accountings: Explanation overview…

Excluded Resources are assets that are not included or counted when the Social Security Administration (SSA) determines a beneficiary’s eligibility for Supplemental Security Income (SSI). Keep in mind, a beneficiary’s individual assets cannot exceed the $2,000 limit $3,000 for a couples. With exempt resources, some items or assets are allowed to be possessed by the beneficiary without being counted…

If an individual receives a settlement from a work or personal injury, are no longer able to work and are on government benefits such as, SSI (Supplemental Security Income) and Medicaid (Medi-Cal for California residents) a Special Needs Trust (SNT) is a valuable tool to consider.Due to government guidelines and regulations, if an individual who receives government…

Some clients are already eligible for public benefits such as Medi-Cal, or SSI, or may be eligible for these public benefits as a result of their work comp injury. To best protect these clients, the applicant attorney should understand what steps are needed to protect the client’s public benefits. Good planning is essential because the…

THE PROBLEMYou’ve spent years fighting to get a settlement for your client. Finally there is a settlement. But the plaintiff was receiving MediCal benefits prior to the settlement so now doesn’t meet the criteria for continuing those benefits.  There is too much money coming in.  Thus the plaintiff is now forced to start paying private…

If a client is NOT totally and permanently disabledAll California residents who make less than 138% of the FPL (Federal Poverty Level) and are NOT totally and permanently disabled qualify for expanded MediCal. Even if a client’s income is ZERO, they can receive any amount of money from a settlement without jeopardizing MediCal eligibility.  In addition there is…

Now that I know I need a Special Needs Trusts, the question is: What can I pay for with my trust? How and what you can purchase from your Special Needs Trust varies significantly based on what type of benefits you are eligible for several other factors not discuss in this post. This is meant to…

HELLO!Welcome to CPT’s blog post section. Here you will find the latest and most up to date information regarding special needs trusts, government benefits, and answers to popular questions regarding special needs trusts. Our MottoOur motto is: We make Special Needs Trusts easy. Our plan with this blog section is to give you resources that…