New Blogs

Understanding the interplay between structured settlements and special needs trusts is essential, especially for individuals with disabilities. It’s also important to note that except in California, a commutation rider is necessary in all states. This allows the state to reclaim funds from your trust after your death to offset taxpayer money provided during your lifetime.…

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When it comes to finding a low cost non-profit trustee like CPT Institute for your Individual Special Needs Trust (SNT) or Pooled Special Needs Trust (PSNT) be sure they are transparent about all their fees. In this blog post, we will explore what transparent fees are and why they are so important when selecting a…

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By: William Lindahl, Executive Director CPT Institute emerges as a technology forward non-profit/charity trustee, leveraging technology to streamline operations and spearhead innovation. Here’s an insight into their tech forward approach: Innovation: Innovation is at the heart of CPT Institute. They invest heavily in technological solutions for special needs trusts management. These trusts are crucial, providing…

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By: William Lindahl, Executive Director A (D)(4)(C) Special Needs Trust, also known as a Pooled Trust, is a type of trust designed to benefit individuals with disabilities without jeopardizing their eligibility for government assistance programs such as Medicaid and Supplemental Security Income (SSI). This trust is established and managed by a nonprofit organization that pools the resources…

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By: William Lindahl, Executive Director Special needs planning is a critical endeavor for individuals with disabilities, designed to ensure their financial security and access to essential care. With the upcoming changes in California’s Medi-Cal program, including the removal of the asset test effective January 1, 2024, there has been a noteworthy transformation in special needs…

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By: William Lindahl, Executive Director A Pooled Income Trust is a strategic financial tool that enables individuals to have their funds managed by a charitable organization, which helps them maintain eligibility for Medicaid by excluding the trust’s assets from their income. Here’s how it operates: The trust can cover essential living costs such as housing,…

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As an Elderlaw attorney, you are well aware that protecting the financial future of clients with special needs is a complex but critical task. One of the most effective tools at your disposal is a Pooled Special Needs Trust (PSNT). Partnering with a knowledgeable and experienced non-profit trustee organization like the CPT Institute can provide…

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Special needs planning is an essential process for individuals with disabilities, aiming to secure their financial future and access to necessary care. With the recent changes in California’s Medi-Cal program, particularly the elimination of the asset test effective January 1, 2024, there is a significant shift in the landscape of special needs planning. One of…

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S.S.I. Law, Regulations, and S.S.A.’s Policy Manual By: Executive Director, Will Lindahl The legal framework for Supplemental Security Income (S.S.I.) was established under 42 U.S.C. §§1381–1383f, and the regulations are detailed in 20 C.F.R. §§416.101–416.2227. Additionally, the Social Security Administration’s (S.S.A.) Program Operations Manual System (POMS) provides comprehensive guidelines for processing claims. What Are POMS?…

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S.S.I. Law, Regulations, and S.S.A.’s Policy Manual By: Executive Director, Will Lindahl The legal framework for Supplemental Security Income (S.S.I.) was established under 42 U.S.C. §§1381–1383f, and the regulations are detailed in 20 C.F.R. §§416.101–416.2227. Additionally, the Social Security Administration’s (S.S.A.) Program Operations Manual System (POMS) provides comprehensive guidelines for processing claims. What Are POMS?…

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