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EXCLUDED/EXEMPT RESOURCES

Excluded Resources are assets that are not included or counted when the Social Security Administration (SSA) determines a beneficiary’s eligibility for Supplemental Security Income (SSI). Keep in mind, a beneficiary’s individual assets cannot exceed…

PURPOSE OF A SPECIAL NEEDS TRUST (SNT)

If an individual receives a settlement from a work or personal injury, are no longer able to work and are on government benefits such as, SSI (Supplemental Security Income) and Medicaid (Medi-Cal…

SNT’S IN WORKERS COMP: PROTECTING THE CLIENT WHO RECEIVES MEDI-CAL AND/OR SSI

Some clients are already eligible for public benefits such as Medi-Cal, or SSI, or may be eligible for these public benefits as a result of their work comp injury. To…

PROTECTING SETTLEMENT PROCEEDS IN LIABILITY CASES WHEN PLAINTIFF QUALIFIES FOR PUBLIC BENEFITS

THE PROBLEMYou’ve spent years fighting to get a settlement for your client. Finally there is a settlement. But the plaintiff was receiving MediCal benefits prior to the settlement so now…

DOES THE APPLICANT NEED A SPECIAL NEEDS TRUST?

If a client is NOT totally and permanently disabledAll California residents who make less than 138% of the FPL (Federal Poverty Level) and are NOT totally and permanently disabled qualify for expanded MediCal.…

WHAT CAN YOU PAY FOR WITH MY SPECIAL NEEDS TRUST?

Now that I know I need a Special Needs Trusts, the question is: What can I pay for with my trust? How and what you can purchase from your Special Needs…

WELCOME TO CPT’S BLOG!

HELLO!Welcome to CPT’s blog post section. Here you will find the latest and most up to date information regarding special needs trusts, government benefits, and answers to popular questions regarding…

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Featured Resources

What is a Special Needs Trust? [The Complete Guide]

Special Needs Trusts April 10, 2023 What they are and how they can help you In order to qualify for government benefits like SSI and/or Medicaid as a result of…

Medicaid’s Underestimated Value to Medicare Recipients

By Cameron Lindahl, M.S., Director of AdvocacyCPT Institute, A 501(c)(3) Tax-Exempt Charity Despite the similar terminology, Medicare and Medicaid are NOT the same regarding coverage or eligibility rules. The individuals…

HOW THE 2018 POMS UPDATE AFFECTS TRUST BENEFICIARIES

How the 2018 POMS Update Affects Trust Beneficiaries By Cameron Lindahl, M.S. and David Lillesand, J.D The Social Security Administration (SSA) released amendments to the Program Operations Manual System (POMS)…

DEEMING: HOW AN INDIVIDUAL’S INCOME & ASSETS AFFECT ANOTHER’S ELIGIBILITY FOR SUPPLEMENTAL SECURITY INCOME (SSI)

Deeming: How an Individual’s Income & Assets Affect Another’s Eligibility for Supplemental Security Income (SSI) By: Cameron Lindahl, M.S. & Sara Toor, M.A.Revised March 2018 What is Deeming and Why…

WHAT IS THE DEFICIT REDUCTION ACT?

What is the Deficit Reduction Act? By Sara Toor M.A. & Cameron Lindahl M.S. The Deficit Reduction Act of 2005, also known as DRA, is a Federal law that grants…

PAYING DEBT WITH A SPECIAL NEEDS TRUST

Paying Debt with a Special Needs Trust Sara Toor, M.A. & Cameron Lindahl, M.S. A Special Needs Trust (SNT) can pay past debt incurred by beneficiaries. This includes credit card…