Social Security Disability: Continuing Disability Reviews
A Continuing Disability Review is referred to as a CDR. The Social Security Administration (SSA) periodically reviews cases of Social Security Disability beneficiaries to analyze a beneficiary’s disability or blindness to decide if a beneficiary is still determined disabled and unable to work.
A Continuing Disability Review conducted by the Social Security Administration (SSA) is required by law to be completed about every 3 years or so. If the Social Security Administration (SSA) believes that a beneficiary’s condition may improve sooner than 3 years then a CDR would be conducted sooner. If a beneficiary’s condition is not expected to improve, his/her case will still be reviewed; however, not every 3 years.
In addition to reviewing a beneficiary’s condition, the Social Security Administration (SSA) also analyzes income, resources, assets, and living arrangements to make sure that a beneficiary still meets the specific non-medical requirements for benefits. This review is known as a redetermination.
What Occurs During a Review?
Entitlement Public Benefits vary from Needs-Based Public Benefits in that an individual’s resources and income are not considered for eligibility. These types of benefits are usually paid for with taxes from working or being employed. These types of benefits would not require a Special Needs Trust, and disbursements made from a Special Needs Trust would not interfere or impact the individual’s entitled benefits.
When establishing a Special Needs Trust, it is vital to know what government/public benefits an individual is receiving. It is extremely important for the trustee to know what benefits a beneficiary is receiving due to the sole responsibility of ensuring that the specific benefits being utilized are not jeopardized.
William E. Lindahl, MBA, CLPF