By Cameron Lindahl, M.S., Director of AdvocacyCPT Institute, A 501(c)(3) Tax-Exempt Charity Despite the similar terminology, Medicare and Medicaid are NOT the same regarding coverage or eligibility rules. The individuals affected the worst by this misconception have an anticipated need for long-term care services. Only Medicaid covers these services, including skilled nursing facilities (i.e., nursing…

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Cameron Lindahl, Director of Advocacy at CPT Institute, recently published an article in the Consumer Attorneys of California (CAOC) Forum Magazine. The article discussed solutions available to applicant attorneys as well as policy changes affecting claims of injured persons.The purpose of the article is to help encourage applicant attorneys who work countless hours fighting for a settlement to “mind the…

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What are CPT Institute’s Responsibilities as Trustee? By Cameron Lindahl M.S. and Sara Toor M.A Before addressing this topic, it is important to note that books have been dedicated to this sole topic, and those publications are still not entirely comprehensive.  The purpose of this blog is to simply provide a general overview of what…

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Deeming: How an Individual’s Income & Assets Affect Another’s Eligibility for Supplemental Security Income (SSI) By: Cameron Lindahl, M.S. & Sara Toor, M.A.Revised March 2018 What is Deeming and Why Does it Exist?The most common form of deeming is referred to as Parental deeming.  This is when a parent’s income and/or assets are counted towards the…

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Supplemental Security Income &Redeterminations Cameron Lindahl, M.S. & Sara Toor, M.A. What is a Redetermination? A redetermination is when the Social Security Administration (SSA) reviews an individual’s income, resources, living arrangements to determine continued eligibility for Supplemental Security Income (SSI) benefits with the correct benefit payment amount. If an individual is married or is a…

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​States that are known as “SSI Criteria” states are certain states that use Supplemental Security Income (SSI) eligibility criteria (for aged, blind, disabled) for Medicaid. Per the Social Security Administration (SSA), these states could make their own Medicaid determinations or may ask the Social Security Administration (SSA) to do it. Individuals must apply to the state separately from their application…

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States that are known as “209(b)” states require individuals to apply for Medicaid through his/her state Medicaid program. These states are more restrictive than the SSI program. States that are “209(b)” states use their own criteria for Medicaid eligibility and determination. Not all states are “209(b)” states. Please see above for states that are known…

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What are Resources?According to the Social Security Administration (SSA), the term resources refers to money and other items that an individual may own and in turn can change into cash funds. The Social Security Administration (SSA) provides a list of sample resources that includes cash, bank accounts, stocks, U.S. saving bonds, land, life insurance, personal property, vehicles, deemed resources, and…

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